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While commodity markets may be undergoing a transition to an era of low prices, such a sharp decline is not unprecedented. Adverse commodity price shocks can also contribute to financial fragility through various channels. First, a decline in commodity prices in commodity dependent countries results in reduced export income, which could adversely impact economic activity and agents including governments ability to meet their debt obligations, thereby potentially weakening banks balance sheets. Second, a surge in bank withdrawals following a drop in commodity prices may significantly reduce banks liquidity and potentially lead to a liquidity mismatch. If large enough, commodity price shocks can also adversely affect bank balance sheets by weighing on international reserves and increasing the risk of currency mismatches. Third, a decline in commodity prices can reduce commodity exporters fiscal performance by lowering revenue, which in turn may push government to adjust their budgets to accommodate revenue shortfalls. Often this can happen in a disorderly manner through the accumulation of payment arrears to suppliers and contractors, who in turn are unable to adequately service their bank loans. Macro prudential policies are gaining attention internationally as a useful tool to address system wide risks in the financial sector. Macro prudential policies act as an important factor for the stability of the financial sector. Macro prudential instruments cover policies related to borrowers, loans, banks assets or liabilities, foreign currency credit, reserve requirements and policies that encourage counter cyclical buffers capital, dynamic provisioning and profits distribution restrictions. They may act as a tool to monitor the financial sector, therefore reducing the risk taking and allowing the government to intervene on time.
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The deadlines by which approved payment requests must be received by the Finance team in order for payments to be reflected in a particular month's payroll are available on the table below. All Chairs of Examiners are eligible for one fixed retainer fee per exam board for which they are the Chair in any given academic year. This takes the form of a fixed fee for 1 30 candidates, for which the rate differs depending on the type of examination, as outlined in the published Schedule of Fees. Depending on the type of examination, Chairs of Examiners may also be eligible for additional retainer fee when the number of candidates assessed by the exam board exceeds 30, as follows:The additional retainer fee is the sum of the piece rate fee for each additional candidate over 30 e. g. This piece rate fee also differs depending on the type of examination, as outlined in the published Schedule of Fees. Payments of Chairs' retainer fees must be submitted to Finance for processing via the EAP portal in the same way as any other type of payments. Full guidance relating to the EAP portal, including how to gain access and user manuals, is available from the EAP support page. Chairs of Examiners are entitled to receive payment for checking the composition of exam papers set for the examination. This fee is payable in respect of each paper set for the examination, as outlined in the published Schedule of Fees. Like all other type of payments, it must be submitted to Finance for procesing via the EAP portal.
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